An Award Winning, Discount Retail Franchise Success Story

Since opening the first store in 1994 in Bolton, Lancashire, Cash Generator has grown rapidly to become the UK’s most popular loan, buy and sell store. With a turnover of over £170 million and an ever strengthening presence on the British High Street, Cash Generator is set to strengthen its position even further in 2010 with over 20 new stores planned to open. Indeed, the famous yellow and blue of the Cash Generator logo has become one of the UK’s most instantly recognisable brands, synonymous with choice and value.

Cash Generator As we are all aware, the current global recession has been one of the deepest in living memory. In terms of franchise businesses, many seemingly strong business models have struggled to adapt to the rapidly changing economic climate, cutting deeply into franchise investments nationwide. Conversely, the economic pitfalls that have damaged the prospects of many other franchises have actually strengthened those of Cash Generator. Indeed, we now have over 110 stores across the UK and an ever increasing turnover.

Cash Generator is an ethical franchise opportunity that offers multiple income streams from discount consumer retailing of new, graded and pre-owned to the following financial services:

  • worldwide money transfers
  • currency exchange
  • payday loans
  • pawn broking

Cash Generator The simple truth is that a welcoming and well run Cash Generator store can buy and sell pre-owned goods at a higher margin than new product and at the same time become a centre for the local community. To broaden the geographic appeal of the brand even further, we have recently launched – an advanced and fully transactional website. Why not try it for yourself?

To enhance the Cash Generator opportunity, we work closely with our franchise owners to ensure that they receive all the specialist support, advice and training necessary to make their business an unqualified success. Although many of our franchise owners have earned significant rewards from their Cash Generator businesses (indeed one in four owners have subsequently chosen to invest in additional stores), operating a Cash Generator franchise is not a ‘get rich quick’ scheme. As well as a financial commitment, franchise owners must invest a great deal of time and effort into their business. An ever increasing number of entrepreneurs look to develop their own portfolio of stores within the network and thereby employ the staff the manage the stores on their behalf on a day to day basis.

Initial Investment Required
The minimum personal investment required is £70,000 - £80,000. The balance can be secured through financing, providing security is available and subject to status.

Everyone at Cash Generator is committed to helping develop both your individual business and the wider group brand. As part of this commitment, we invest a significant sum each year to advertise Cash Generator nationally on TV, radio or print. We believe that the Cash Generator tried and tested franchise model is a great way for hard working, committed people to build something valuable for their futures.

If you think that you are ready to make the most of your potential with Cash Generator, contact us today.


I love the sense of achievement I get from my business

"I doubled my sales figures and made over £1million turnover within my first year. I've put in a lot of hours, including the occasional Sunday and I usually start work at 7am. However, buying my dream car, an Aston Martin DB9, has made it all worthwhile and I love the sense of achievement I get from my business."
Nick Bourne, Cash Generator Weymouth & Yeovil

The support has been superb

"While I looked at franchises in other industry sectors, I kept coming back to Cash Generator, because of its excellent credentials. The support has been superb. Help is always available either by phone or in person and visits from the area manager have been a huge benefit in ensuring that I never feel completely on my own."
Graeme Mulheron, Cash Generator Luton & Stevenage

A £100,000 net profit in sight

"After witnessing first hand as a Cash Generator area manager the franchise owner success rate, I made a conscious decision to invest in a franchise store of my own in a bid to replicate their success. I'm now well ahead of target in my first year with a £100,000 net profit in sight."
Mark Smiley, Cash Generator Gloucester

I've now opened five Cash Generator stores

"With no present day bank borrowings, I've opened five Cash Generator stores in under 10 years, but throughout this development, the support has always been there when I need it. Cash Generator has hit upon an excellent concept and I've found that all you have to do is follow the proven system and success will follow."
Dave Elwood, Cash Generator Barry, Pontypridd, Merthyr Tydfil, Hereford & Cwmbran

I am thrilled that I decided to invest in Cash Generator

"From the very start, the support offered has been everything they promised and is truly exceptional. I am thrilled that I decided to invest in Cash Generator. It has refreshed my ambition and renewed my excitement for the future, giving me something to be proud of. My personal plan is to open four to six stores within the next five years."
Rysia McCallum, Cash Generator Lowestoft